Ledger
AI-native accounting — bank feeds to multi-entity consolidation on the same books the rest of the OS reads.
Built for the whole company, not a silo.
Ledger runs the money: core accounting, bank feeds, FP&A, and multi-entity consolidation. Because revenue and payroll live on the same schema, the close isn't a reconciliation project — it's a report.
What ships in the box
- Core accounting with live bank feeds
- Full AI + FP&A from Growth tier
- Multi-entity + consolidation at Scale (up to 10 entities)
- One set of books shared with every other product
Ledger pricing at a glance.
flat / month · annual −15%, 2-year −20%, 3-year −25% · bundles save 20–50%. Full detail on the pricing page →
| Tier | Price | Key value |
|---|---|---|
| Starter | $299/mo | Core Accounting + Bank Feed |
| Growth | $599/mo | Full AI + FP&A |
| Scale | $999/mo | Multi-Entity + Consolidation |
| Enterprise | Custom | Custom consolidation + terms |
Ledger vs QuickBooks / NetSuite.
QuickBooks owns the low end and NetSuite the ERP tier. Ledger sits deliberately between them — here is the honest trade.
Where QuickBooks / NetSuite wins
- NetSuite is a full ERP — inventory, manufacturing, order management — with a 25-year consultant ecosystem
- QuickBooks wins on entry price and near-universal accountant familiarity
- Both have decades of edge-case coverage and audit history
Where Ledger wins
- AI-native close: revenue and payroll live on the same schema, so the close is a report, not a reconciliation project
- Multi-entity consolidation (up to 10 entities) at $999/mo flat — a fraction of ERP pricing
- No integration tax — CRM, payroll, and equity data arrive on the books without connectors
- Full AI + FP&A from the $599/mo Growth tier
The verdict: Choose NetSuite if you need inventory and manufacturing ERP. Stay on QuickBooks if you're a small business with one entity. Choose Ledger if you're a mid-market company consolidating entities and tired of reconciling systems.
Ledger — frequently asked.
What does Interlock Ledger cost?
Ledger is flat-priced per month: Starter $299 (1–2 entities, up to 5 users), Growth $599 (3–5 entities, full AI + FP&A), Scale $999 (6–10 entities with consolidation), and custom Enterprise pricing. Annual billing takes 15% off; bundles save 20–50%.
Is Ledger a QuickBooks or NetSuite replacement?
Ledger targets the gap between them: mid-market companies with multiple entities who have outgrown QuickBooks but don't need NetSuite's full ERP (inventory, manufacturing). If you need ERP breadth, NetSuite is the right call — Ledger's edge is an AI-native close on the same data core as CRM, payroll, and equity.
What does 'AI-native accounting' actually mean?
Revenue, payroll, and equity data land on the books natively rather than through imports, so the AI works on complete, current records: it categorizes bank-feed activity, drafts the close, and runs FP&A from the Growth tier. The close becomes a report you review, not a reconciliation project you run.
Does Ledger handle multi-entity consolidation?
Yes — the Scale tier ($999/mo) consolidates up to 10 entities with intercompany handling; Enterprise is unlimited. Because all entities share one schema, consolidation doesn't require exporting to spreadsheets.
Is Ledger compliant enough for regulated industries?
The platform is coded to SOC 2 Type II, HITRUST CSF r2, and FedRAMP High standards and is audit-ready for all three (certifications in progress), with row-level tenancy and full audit trails on the books.
Can I try Ledger before buying?
Yes — self-serve tiers start with a 14-day free trial through Stripe checkout, and monthly billing cancels anytime.
It never works alone.
Ledger reads and writes the Common Data Core — the same governed data layer as every other Interlock product. No connectors, no sync jobs, no export-import. Pair it with the rest of the OS and the agents see the whole company.
Put Ledger to work.
Priced for the mid-market. Bundles save 20–50%.